Your best clients are making a lot of money and paying large tax bills. They max out their retirement plans and claim all of the deductions allowed by law. But taxes still take a big bite out of their hard-earned dollars.

How can you help reduce the pain?
Your clients who are self employed, professionals, or small business owners may be able to cut their tax bill by as much as $50,000 or more in taxes with a OnePersonPlus retirement plan. Now is the perfect time to contact them about 2006 tax year savings — while the wounds are still fresh from 2005 payments.

Successful clients who qualify can contribute $100,000 or more annually to a Defined Benefit plan — current plan contributions average $125,000 a year for eight years. It's a use-it-or-lose-it opportunity for the right client. A contribution to a defined benefit plan is the one deduction they get to keep, to invest, and to grow tax-deferred until withdrawn.

Compare contribution limits for small business plans:

And a committed stream of investment dollars for you to manage year after year. Annual contributions are required for the life of the plan.

The key to making the sale is presenting to the right clients — and more than likely you already have them in your book

You or your assistant can find suitable clients by looking for the following:

	Born before 1961
	Income of $100,000 or more
	Self-employed or own a small business (five or fewer employees) Check list of typical occupations
	Contributed at least $40,000 to their business retirement plan last year: SEP-IRA SIMPLE-IRA Individual 401(k) Keogh (Profit Sharing or Money Purchase)

If a client doesn't have a retirement plan with you, now is the perfect time to check in. There may still be time to sell a SEP for 2005. Call -- does he or she have a plan, what type, and the amount contributed last year. But your primary opportunity is to open a defined benefit plan for 2006, before a 2006 contribution is made. Defined benefit plans must be opened by the end of the fiscal year for the business.

Use our sample script to move the process forward.
Act now while taxes are fresh on their minds.